{
  "wallet_summary": "Summary",
  "wallet_debts": "Debts",
  "wallet_receipts": "Receipts",
  "wallet_add": "Add",
  "wallet_no_debts": "No debts yet",
  "wallet_no_debts_hint": "Create a debt to track money owed",

  "wallet_owed_to_me": "Owed to me",
  "wallet_i_owe": "I owe",
  "wallet_active_debts": "{0} active debts",
  "wallet_pending_debts": "{0} pending",
  "wallet_debt_count": "{0} debts",

  "wallet_status_draft": "Draft",
  "wallet_status_pending": "Pending",
  "wallet_status_open": "Open",
  "wallet_status_paid": "Paid",
  "wallet_status_expired": "Expired",
  "wallet_status_retired": "Retired",
  "wallet_status_rejected": "Rejected",
  "wallet_status_uncollectable": "Uncollectable",
  "wallet_status_unpayable": "Unpayable",

  "wallet_create_debt": "Create Debt",
  "wallet_create_debt_hint": "Track money owed to or from someone",
  "wallet_create_error": "Failed to create. Please try again.",
  "wallet_debt_detail": "Debt Detail",
  "wallet_debt_not_found": "Debt not found",

  "wallet_direction": "Direction",
  "wallet_they_owe_me": "They owe me",
  "wallet_i_owe_them": "I owe them",
  "wallet_i_paid": "I paid",
  "wallet_i_received": "I received",
  "wallet_paid_to": "Paid to {0}",
  "wallet_received_from": "Received from {0}",

  "wallet_creditor": "Creditor",
  "wallet_debtor": "Debtor",
  "wallet_other_person": "Other Person",
  "wallet_counterparty_hint": "Name or callsign",
  "wallet_counterparty_npub": "Counterparty Public Key",
  "wallet_public_key": "Public Key",
  "wallet_invalid_npub": "Invalid npub format",
  "wallet_select_counterparty": "Select Counterparty",
  "wallet_select_from_devices": "Select Device",
  "wallet_select_user": "Select User",
  "wallet_no_users_found": "No users found",
  "wallet_no_users_found_hint": "Add users to your device groups to select them here",
  "wallet_no_devices_found": "No devices discovered yet",
  "wallet_missing_npub": "Device has no public key",

  "wallet_amount": "Amount",
  "wallet_currency": "Currency",
  "wallet_select_currency": "Select Currency",
  "wallet_invalid_amount": "Please enter a valid amount",
  "wallet_description": "Description",
  "wallet_description_hint": "What is this debt for?",
  "wallet_terms": "Terms",
  "wallet_due_date": "Due Date",
  "wallet_no_due_date": "No due date set",
  "wallet_original": "Original",
  "wallet_balance": "Balance",
  "wallet_note": "Note",

  "wallet_has_interest": "Include Interest",
  "wallet_has_interest_hint": "Add annual interest rate to the debt",
  "wallet_interest_rate": "Interest Rate",
  "wallet_installments": "Installments",
  "wallet_frequency": "Frequency",
  "wallet_include_terms": "Include Legal Terms",
  "wallet_include_terms_hint": "Add standard legal terms and conditions",
  "wallet_additional_terms": "Additional Terms",
  "wallet_additional_terms_hint": "Custom terms for this agreement",

  "wallet_confirm_debt": "Confirm Debt",
  "wallet_confirm_debt_title": "Confirm Debt",
  "wallet_confirm_debt_message": "By confirming, you acknowledge this debt and agree to its terms. Your signature will be cryptographically recorded.",
  "wallet_debt_confirmed": "Debt confirmed",
  "wallet_confirm_error": "Failed to confirm",

  "wallet_reject_debt": "Reject Debt",
  "wallet_reject_debt_title": "Reject Debt",
  "wallet_reject_debt_message": "Are you sure you want to reject this debt? This action cannot be undone.",
  "wallet_reject_reason": "Reason (optional)",
  "wallet_debt_rejected": "Debt rejected",
  "wallet_reject_error": "Failed to reject",

  "wallet_add_payment": "Add Payment",
  "wallet_add_payment_title": "Record Payment",
  "wallet_payment_method": "Payment Method",
  "wallet_method_cash": "Cash",
  "wallet_method_bank_transfer": "Bank Transfer",
  "wallet_method_card": "Card",
  "wallet_method_crypto": "Cryptocurrency",
  "wallet_method_other": "Other",
  "wallet_payment_added": "Payment recorded",
  "wallet_payment_error": "Failed to record payment",

  "wallet_confirm_payment": "Confirm Payment",
  "wallet_confirm_payment_title": "Confirm Payment",
  "wallet_confirm_payment_message": "Confirm that you received this payment?",
  "wallet_payment_confirmed": "Payment confirmed",

  "wallet_add_note": "Add Note",
  "wallet_add_note_title": "Add Note",
  "wallet_note_added": "Note added",
  "wallet_note_error": "Failed to add note",

  "wallet_settle_debt": "Settle Debt",
  "wallet_settle_debt_title": "Settle Debt",
  "wallet_settle_debt_message": "Mark this debt as fully paid and settled?",
  "wallet_settle": "Settle",
  "wallet_debt_settled": "Debt settled",
  "wallet_settle_error": "Failed to settle",

  "wallet_cancel_debt": "Cancel Debt",
  "wallet_cancel_debt_title": "Cancel Debt",
  "wallet_cancel_debt_message": "Cancel this pending debt request? This cannot be undone.",
  "wallet_debt_cancelled": "Debt cancelled",
  "wallet_cancel_error": "Failed to cancel",

  "wallet_mark_uncollectable": "Mark Uncollectable",
  "wallet_mark_uncollectable_title": "Mark as Uncollectable",
  "wallet_mark_uncollectable_message": "Mark this debt as uncollectable? This indicates the debtor is unable or unwilling to pay.",
  "wallet_marked_uncollectable": "Marked as uncollectable",
  "wallet_uncollectable_error": "Failed to mark as uncollectable",

  "wallet_mark_unpayable": "Mark Unpayable",
  "wallet_mark_unpayable_title": "Mark as Unpayable",
  "wallet_mark_unpayable_message": "Mark this debt as unpayable? This indicates you are unable to fulfill this obligation.",
  "wallet_marked_unpayable": "Marked as unpayable",
  "wallet_unpayable_error": "Failed to mark as unpayable",

  "wallet_reason": "Reason",

  "wallet_delete_debt": "Delete Debt",
  "wallet_delete_debt_title": "Delete Debt",
  "wallet_delete_debt_message": "Are you sure you want to delete this debt? This cannot be undone.",
  "wallet_delete_error": "Failed to delete",

  "wallet_delete_entry_title": "Delete Entry",
  "wallet_delete_entry_message": "Are you sure you want to delete this entry? This cannot be undone.",
  "wallet_delete_entry_error": "Failed to delete entry",

  "wallet_request_signature": "Request Signature",
  "wallet_request_signature_title": "Request Signature",
  "wallet_request_signature_info": "A message will be sent to the debtor asking them to review and sign this debt agreement.",
  "wallet_request_signature_device_info": "The other party needs to open the Wallet app on their device to review and sign the agreement.",
  "wallet_send_request": "Send Request",
  "wallet_signature_request_message": "Please review and confirm the debt of {0} for: {1}",
  "wallet_signature_requested": "Signature request sent",
  "wallet_signature_request_error": "Failed to send signature request",
  "wallet_no_debtor": "No debtor specified",

  "wallet_signatures": "Signatures",
  "wallet_signed": "Signed",
  "wallet_pending": "Pending",
  "wallet_witness": "Witness",
  "wallet_witnesses": "Witnesses",
  "wallet_history": "History",
  "wallet_entries": "entries",

  "wallet_entry_create": "Created",
  "wallet_entry_confirm": "Confirmed",
  "wallet_entry_reject": "Rejected",
  "wallet_entry_witness": "Witnessed",
  "wallet_entry_payment": "Payment",
  "wallet_entry_confirm_payment": "Payment Confirmed",
  "wallet_entry_work_session": "Work Session",
  "wallet_entry_confirm_session": "Session Confirmed",
  "wallet_entry_status_change": "Status Changed",
  "wallet_entry_note": "Note",
  "wallet_entry_transfer": "Transferred",
  "wallet_entry_transfer_receive": "Transfer Received",
  "wallet_entry_transfer_payment": "Transfer Payment",

  "wallet_receipt_detail": "Receipt Detail",
  "wallet_receipt_not_found": "Receipt not found",
  "wallet_receipt_timestamp": "Timestamp",
  "wallet_receipt_accuracy": "Accuracy",
  "wallet_receipt_sign_payer_title": "Sign as Payer",
  "wallet_receipt_sign_payer_message": "Sign this receipt to confirm that you made this payment.",
  "wallet_receipt_sign_as_payer": "Sign as Payer",
  "wallet_receipt_sign_payer_hint": "Confirm that you made this payment",
  "wallet_receipt_sign_error": "Failed to sign receipt",
  "wallet_receipt_sign_payee_title": "Confirm Receipt",
  "wallet_receipt_sign_payee_message": "Confirm that you received this payment.",
  "wallet_receipt_confirm_receipt": "Confirm Receipt",
  "wallet_receipt_confirm_hint": "Confirm that you received payment",
  "wallet_receipt_confirm_error": "Failed to confirm receipt",
  "wallet_receipt_add_witness_title": "Add Witness",
  "wallet_receipt_add_witness_message": "Add your signature as a witness to this transaction.",
  "wallet_receipt_witness_hint": "Add your witness signature",
  "wallet_receipt_witness_added": "Witness signature added",
  "wallet_receipt_witness_error": "Failed to add witness",
  "wallet_receipt_copy_id": "Copy Receipt ID",

  "wallet_terms_title": "Terms and Conditions",
  "wallet_terms_intro": "By signing this digital debt agreement, both parties agree to the following:",

  "wallet_terms_1_title": "1. Electronic Signatures and Records",
  "wallet_terms_1_1": "1.1. Both parties consent to conduct this transaction electronically and agree that electronic signatures are legally binding and equivalent to handwritten signatures under applicable law, including:",
  "wallet_terms_1_1_us": "- United States: Electronic Signatures in Global and National Commerce Act (E-SIGN Act) and Uniform Electronic Transactions Act (UETA)",
  "wallet_terms_1_1_eu": "- European Union: Regulation (EU) No 910/2014 (eIDAS) on electronic identification and trust services",
  "wallet_terms_1_2": "1.2. Each party confirms their intent to sign this agreement by adding their cryptographic signature (BIP-340 Schnorr signature via NOSTR protocol).",
  "wallet_terms_1_3": "1.3. Both parties agree that the signature chain mechanism, where each entry's signature covers all content above it, constitutes a valid and tamper-evident record of the agreement and all amendments.",

  "wallet_terms_2_title": "2. Acknowledgment of Debt",
  "wallet_terms_2_1": "2.1. The debtor acknowledges owing the specified amount to the creditor as stated in this agreement.",
  "wallet_terms_2_2": "2.2. The debtor agrees to repay the debt according to the terms specified, including any due date, payment schedule, or other conditions stated herein.",

  "wallet_terms_3_title": "3. Record Retention",
  "wallet_terms_3_1": "3.1. Both parties agree to retain a copy of this digital debt record for the duration of the debt plus the applicable statute of limitations period.",
  "wallet_terms_3_2": "3.2. Both parties acknowledge they can access, print, and store this electronic record.",

  "wallet_terms_4_title": "4. Identity Verification",
  "wallet_terms_4_1": "4.1. Each party represents that they are the rightful owner of the cryptographic keys used to sign this agreement.",
  "wallet_terms_4_2": "4.2. Each party's public key (npub) serves as their digital identity for this agreement.",
  "wallet_terms_4_3": "4.3. Where identity photos with proof codes are attached, both parties agree these constitute evidence of identity at the time of signing.",

  "wallet_terms_5_title": "5. Amendments and Payments",
  "wallet_terms_5_1": "5.1. Any amendments to this agreement, including payment records, must be signed by the relevant party and appended to this ledger.",
  "wallet_terms_5_2": "5.2. Payment confirmations require the creditor's signature to be considered acknowledged.",
  "wallet_terms_5_3": "5.3. The signature chain ensures that no prior entries can be modified without invalidating subsequent signatures.",

  "wallet_terms_6_title": "6. Witnesses",
  "wallet_terms_6_1": "6.1. Third-party witnesses may sign this agreement to provide additional attestation.",
  "wallet_terms_6_2": "6.2. Witness signatures are advisory and do not affect the primary obligations between creditor and debtor.",

  "wallet_terms_7_title": "7. Dispute Resolution",
  "wallet_terms_7_1": "7.1. In case of disputes, the parties agree to first attempt resolution through direct communication.",
  "wallet_terms_7_2": "7.2. The cryptographic record of this agreement, including all signed entries, shall be admissible as evidence in any legal proceedings.",
  "wallet_terms_7_3": "7.3. The parties acknowledge that cryptographic signatures provide non-repudiation and may be used to establish the authenticity of this agreement in court.",

  "wallet_terms_8_title": "8. Governing Law",
  "wallet_terms_8_1": "8.1. This agreement shall be governed by the laws of {0}.",
  "wallet_terms_8_2": "8.2. Both parties submit to the jurisdiction of courts in that location for any disputes arising from this agreement.",

  "wallet_terms_9_title": "9. Severability",
  "wallet_terms_9_1": "9.1. If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.",

  "wallet_terms_10_title": "10. Entire Agreement",
  "wallet_terms_10_1": "10.1. This digital debt record, including the header, all signed entries, and these terms, constitutes the entire agreement between the parties.",
  "wallet_terms_10_2": "10.2. Any modifications must be added as signed entries to this ledger.",

  "wallet_terms_11_title": "11. Interest Calculation",
  "wallet_terms_11_1": "11.1. The annual interest rate for this debt is {0}%.",
  "wallet_terms_11_2": "11.2. Interest is calculated on the remaining principal balance using simple interest.",
  "wallet_terms_11_3": "11.3. The daily interest rate is {0}%.",
  "wallet_terms_11_4": "11.4. Total interest payable over the term of this debt: {0}.",
  "wallet_terms_11_5": "11.5. The total amount to be repaid (principal + interest): {0}.",

  "wallet_terms_12_title": "12. Late Payment",
  "wallet_terms_12_1": "12.1. Payments are due on or before the dates specified in the payment schedule above.",
  "wallet_terms_12_2": "12.2. Late payments may incur additional interest at the same rate on the overdue amount.",
  "wallet_terms_12_3": "12.3. The debtor agrees to notify the creditor if a payment will be late.",

  "wallet_terms_13_title": "13. Early Repayment",
  "wallet_terms_13_1": "13.1. The debtor may repay the debt in full at any time before the final due date.",
  "wallet_terms_13_2": "13.2. Early repayment will reduce the total interest payable proportionally.",
  "wallet_terms_13_3": "13.3. No early repayment penalty applies unless otherwise specified.",

  "wallet_terms_reference": "This agreement is subject to the Standard Terms and Conditions for Digital Debt Agreements, which both parties accept by signing. These terms ensure compliance with US (E-SIGN Act, UETA) and EU (eIDAS) electronic signature laws.",

  "wallet_payment_schedule": "Payment Schedule",
  "wallet_payment_number": "#",
  "wallet_payment_due_date": "Due Date",
  "wallet_payment_principal": "Principal",
  "wallet_payment_interest": "Interest",
  "wallet_payment_total": "Total",
  "wallet_payment_remaining": "Remaining",
  "wallet_payment_summary": "Summary",
  "wallet_payment_principal_label": "Principal",
  "wallet_payment_interest_rate": "Annual Interest Rate",
  "wallet_payment_total_interest": "Total Interest",
  "wallet_payment_total_due": "Total Amount Due",
  "wallet_payment_final_date": "Final Payment Date",

  "wallet_obligation_title": "Payment Obligation",
  "wallet_obligation_intro": "The debtor agrees to repay this debt according to the following schedule:",
  "wallet_obligation_single": "Single payment of {0} due on {1}",
  "wallet_obligation_installments": "{0} installments",
  "wallet_obligation_frequency": "Payments due every {0} days starting {1}",
  "wallet_obligation_final": "Final payment due on {0}",
  "wallet_obligation_interest_terms": "Interest terms:",
  "wallet_obligation_interest_rate": "Annual interest rate: {0}%",
  "wallet_obligation_interest_calc": "Interest calculated on remaining principal balance",
  "wallet_obligation_interest_total": "Total interest payable: {0}",
  "wallet_obligation_total": "Total amount to be repaid: {0}",

  "wallet_settings_jurisdiction": "Default Jurisdiction",
  "wallet_settings_jurisdiction_desc": "Legal jurisdiction for debt contracts",
  "wallet_settings_auto_detect": "Auto-detect from location",
  "wallet_settings_currency": "Default Currency",
  "wallet_settings_include_terms": "Include legal terms by default",
  "wallet_settings_interest_rate": "Default Interest Rate",
  "wallet_settings_payment_frequency": "Default Payment Frequency",

  "wallet_currency_fiat": "Fiat Currencies",
  "wallet_currency_crypto": "Cryptocurrencies",
  "wallet_currency_time": "Time",
  "wallet_currency_custom": "Custom Currencies",
  "wallet_currency_add_custom": "Add Custom Currency",
  "wallet_currency_edit_custom": "Edit Custom Currency",
  "wallet_currency_ticker": "Ticker",
  "wallet_currency_ticker_hint": "e.g. XMR, BTC, GOLD",
  "wallet_currency_name": "Name",
  "wallet_currency_name_hint": "e.g. Monero, Bitcoin, Gold Grams",
  "wallet_currency_symbol": "Symbol (optional)",
  "wallet_currency_symbol_hint": "e.g. ₿, €, or leave empty for ticker",
  "wallet_currency_decimals": "Decimal Places",
  "wallet_currency_delete": "Delete Currency",
  "wallet_currency_delete_confirm": "Are you sure you want to delete {0}?",
  "wallet_currency_exists": "A currency with ticker {0} already exists",
  "wallet_currency_added": "Currency {0} added successfully",
  "wallet_currency_updated": "Currency {0} updated successfully",
  "wallet_currency_deleted": "Currency {0} deleted successfully",

  "wallet_receipt_title": "Payment Receipt",
  "wallet_receipt_create": "Create Receipt",
  "wallet_receipt_edit": "Edit Receipt",
  "wallet_receipt_description": "Description",
  "wallet_receipt_description_hint": "e.g. Farm work - one day of services",
  "wallet_receipt_payer": "Payer",
  "wallet_receipt_payee": "Payee (Recipient)",
  "wallet_receipt_amount": "Amount Paid",
  "wallet_receipt_currency": "Currency",
  "wallet_receipt_payment_method": "Payment Method",
  "wallet_receipt_reference": "Reference (optional)",
  "wallet_receipt_reference_hint": "e.g. Invoice number, order ID",
  "wallet_receipt_notes": "Notes (optional)",
  "wallet_receipt_location": "Location",
  "wallet_receipt_location_current": "Use current location",
  "wallet_receipt_location_recorded": "Location recorded",
  "wallet_receipt_tags": "Tags",
  "wallet_receipt_attachments": "Attachments",
  "wallet_receipt_add_photo": "Add Photo",

  "wallet_receipt_status_draft": "Draft",
  "wallet_receipt_status_issued": "Issued",
  "wallet_receipt_status_pending": "Pending Confirmation",
  "wallet_receipt_status_confirmed": "Confirmed",

  "wallet_receipt_sign_payer": "Sign as Payer",
  "wallet_receipt_sign_payee": "Confirm Receipt",
  "wallet_receipt_add_witness": "Add Witness",
  "wallet_receipt_signed_by_payer": "Signed by payer",
  "wallet_receipt_signed_by_payee": "Confirmed by payee",
  "wallet_receipt_witnessed_by": "Witnessed by {0}",

  "wallet_receipt_payment_cash": "Cash",
  "wallet_receipt_payment_bank_transfer": "Bank Transfer",
  "wallet_receipt_payment_card": "Card",
  "wallet_receipt_payment_crypto": "Cryptocurrency",
  "wallet_receipt_payment_check": "Check",
  "wallet_receipt_payment_mobile": "Mobile Payment",
  "wallet_receipt_payment_barter": "Barter/Trade",
  "wallet_receipt_payment_other": "Other",

  "wallet_receipt_created": "Receipt created successfully",
  "wallet_receipt_signed": "Receipt signed successfully",
  "wallet_receipt_confirmed": "Receipt confirmed",
  "wallet_receipt_deleted": "Receipt deleted",

  "wallet_receipt_verify": "Verify Signatures",
  "wallet_receipt_verified": "All signatures verified",
  "wallet_receipt_verification_failed": "Signature verification failed",

  "wallet_receipt_sync": "Send to Counterparty",
  "wallet_receipt_sync_sent": "Receipt sent to {0}",

  "wallet_receipt_empty": "No receipts yet",
  "wallet_receipt_empty_hint": "Create a receipt to record a payment",

  "wallet_attachments": "Attachments",
  "wallet_attachments_hint": "Add photos of receipts, documents, or ID verification",
  "wallet_add_photo": "Add Photo",
  "wallet_take_photo": "Take Photo",
  "wallet_choose_from_gallery": "Choose from Gallery",
  "wallet_photo_error": "Failed to capture photo",

  "wallet_settings": "Wallet Settings",
  "wallet_settings_title": "Settings",
  "wallet_settings_default_jurisdiction": "Default Jurisdiction",
  "wallet_settings_default_jurisdiction_desc": "Legal jurisdiction for debt contracts",
  "wallet_settings_default_currency": "Default Currency",
  "wallet_settings_auto_detect_location": "Auto-detect from location",
  "wallet_settings_detect_location": "Detect My Location",
  "wallet_settings_detect_location_hint": "Use your IP address to detect your country",
  "wallet_settings_select_country": "Select Country",
  "wallet_settings_saved": "Settings saved",
  "wallet_settings_custom_terms": "Custom Default Terms",
  "wallet_settings_custom_terms_hint": "Add your own terms to include in new debts",
  "wallet_include_custom_terms": "Include Custom Terms",
  "wallet_include_custom_terms_hint": "Add your custom terms to new debts",
  "wallet_settings_custom_terms_desc": "These custom terms will be automatically included when creating new debts, in addition to the standard legal terms.",
  "wallet_settings_custom_terms_placeholder": "Enter your custom terms and conditions here...\n\nFor example:\n- Late payment fee: 5% of outstanding balance\n- Payments must be made via bank transfer\n- Disputes will be resolved through mediation",
  "wallet_create_folder": "Create Folder",
  "wallet_create_folder_hint": "Organize your debts in folders",
  "wallet_folder_name": "Folder Name",
  "wallet_folder_name_hint": "e.g., Personal, Business",
  "wallet_folder_created": "Folder created",
  "wallet_rename_folder": "Rename Folder",
  "wallet_folder_renamed": "Folder renamed",
  "wallet_delete_folder": "Delete Folder",
  "wallet_delete_folder_confirm": "Are you sure you want to delete the folder \"{0}\"? All debts inside will also be deleted.",
  "wallet_folder_deleted": "Folder deleted",
  "wallet_settings_terms_preview": "Terms Preview",
  "wallet_settings_terms_preview_desc": "View the standard legal terms included in contracts",
  "wallet_view_terms": "View Terms",

  "wallet_view_contract": "View Contract",
  "wallet_contract_title": "Debt Agreement",
  "wallet_document_title": "Contract Document",
  "wallet_sign_contract": "Sign Agreement",
  "wallet_sign_contract_message": "By signing, you agree to the terms of this debt agreement. Your cryptographic signature will be permanently recorded.",
  "wallet_already_signed": "You have already signed this agreement"
}
